{"id":2556,"date":"2015-05-29T10:23:52","date_gmt":"2015-05-29T10:23:52","guid":{"rendered":"http:\/\/optimal.ee\/wordpress\/?page_id=2556"},"modified":"2018-04-05T05:53:59","modified_gmt":"2018-04-05T05:53:59","slug":"accident-insurance","status":"publish","type":"page","link":"https:\/\/optimal.ee\/en\/private-2\/accident-insurance\/","title":{"rendered":"Accident insurance"},"content":{"rendered":"<div id=\"themify_builder_content-2556\" data-postid=\"2556\" class=\"themify_builder_content themify_builder_content-2556 themify_builder\">\n\n    \t\n\t\t<!-- module_row -->\n\t\t\t<div  class=\"themify_builder_row module_row clearfix module_row_0 themify_builder_2556_row module_row_2556-0\">\n\t\t\t\t                                <div class=\"row_inner \" >\n\n                                    \n\t\t<div  class=\"tb-column col4-1 first module_column tb_2556_column module_column_0 module_column_2556-0-0\" >\n                                                                <div class=\"tb-column-inner\">\n                            \n\n\n    <!-- module menu -->\n    <div  id=\"menu-2556-0-0-1\" class=\"module module-menu menu-2556-0-0-1  \">\n        \n        <div class=\"menu-sidebar-navigation-eng-container\"><ul id=\"menu-sidebar-navigation-eng\" class=\"ui nav vertical transparent  \"><li id=\"menu-item-2576\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-2576\"><a href=\"http:\/\/optimal.ee\/en\/private-2\/\"><i class=\"fa fa-automobile\"><\/i> MTPL<\/a><\/li>\n<li id=\"menu-item-2575\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2575\"><a href=\"https:\/\/optimal.ee\/en\/private-2\/casco-2\/\"><i class=\"fa fa-car\"><\/i> CASCO<\/a><\/li>\n<li id=\"menu-item-2569\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2569\"><a href=\"https:\/\/optimal.ee\/en\/private-2\/home-insurance\/\"><i class=\"fa fa-home\"><\/i> HOME<\/a><\/li>\n<li id=\"menu-item-2574\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2574\"><a href=\"https:\/\/optimal.ee\/en\/private-2\/accident-insurance\/\"><i class=\"fa fa-medkit\"><\/i> ACCIDENT<\/a><\/li>\n<li id=\"menu-item-2573\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2573\"><a href=\"https:\/\/optimal.ee\/en\/private-2\/travel-insurance\/\"><i class=\"fa fa-camera-retro\"><\/i> TRAVEL<\/a><\/li>\n<li id=\"menu-item-2572\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2572\"><a href=\"https:\/\/optimal.ee\/en\/private-2\/insurance-for-forest\/\"><i class=\"fa fa-tree\"><\/i> FOREST<\/a><\/li>\n<li id=\"menu-item-2571\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2571\"><a href=\"https:\/\/optimal.ee\/en\/private-2\/boat-insurance\/\"><i class=\"fa fa-anchor\"><\/i> BOAT<\/a><\/li>\n<li id=\"menu-item-2570\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-2570\"><a href=\"https:\/\/optimal.ee\/en\/private-2\/pet-insurance\/\"><i class=\"fa fa-paw\"><\/i> PET<\/a><\/li>\n<\/ul><\/div>    <\/div>\n    <!-- \/module menu -->\n\n                        <\/div>\n                    \t\t<\/div>\n\t\t<!-- \/.tb-column -->\n\t\t\n\t\t\n\t\t<div  class=\"tb-column col4-3 last module_column tb_2556_column module_column_1 module_column_2556-0-1\" >\n                                                                <div class=\"tb-column-inner\">\n                            \t\t<div class=\"themify_builder_sub_row module_subrow clearfix sub_row_0-1-1\">\n\t\t                    <div class=\"subrow_inner \" >\n                                       <div  class=\"col3-1  sub_column module_column first sub_column_post_2556 sub_column_0-1-1-0\"> \n                                                              <div class=\"tb-column-inner\">\n                            \n\n<!-- module text -->\n<div  id=\"text-2556-sub_row_0-1-1-0-0\" class=\"module module-text text-2556-sub_row_0-1-1-0-0   \">\n    \n    <div id=\"smformcont-4456\">\n<form class=\"yui3-cssreset smform smform-labelpostop\" id=\"smform-4456\" method=\"POST\" action=\"https:\/\/optimal.ee\/wp-admin\/admin-ajax.php?action=smuzform-storage&method=submit&formId=4456&nonce=9b0e4a85dc\" role=\"form\" enctype=\"multipart\/form-data\" data-formid=\"4456\">\n\t\n\t<div class=\"smform-errors-cont\"><\/div>\n\t\n\t\n\t<legend class=\"smform-header\">\n\t\t\n\t\t<h3 class=\"smform-title\">FORM NAME (eng)<\/h3>\n\n\t\t<div class=\"smform-description\">\n\t\t\t<p><\/p>\n\t\t<\/div>\n\n\t<\/legend>\n\n\t\n\n\t<div class=\"smform-fieldcont smform-fieldconttextarea \" id=\"smform-fieldcont44560\" \n\t\tdata-key=\"smform-field44560\" \n\t\tdata-rule=\"disabled\" \n\t\tdata-ruleoperator=\"is\"\n\t\tdata-ruleaction=\"show\"\n\t\tdata-rulecmpvalue=\"\"\n\t\tdata-rulefield=\"\" >\n\n\t\t\t\n\t\t\n\t\t\n\t\t\t\t\n\t\t<label for=\"smform-field44560\" class=\"smform-field-label required \">Untitled (eng):<\/label>\n\n\t\t<textarea name=\"smFieldData[wpformfield18020]\" id=\"smform-field44560\" \n\t\t\tplaceholder=\"\" \n\t\t\tclass=\"smform-control smform-controllabelpos required  smform-field-sizelarge smform-control smform-controllabelpostextarea\" \n\t\t\trequired  \n\t\t\tdata-type=\"textarea\" \n\t\t\t><\/textarea>\n\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\n\n\n\n\n\n\n\t\t\n\t\t\n\t<\/div>\n\n\t\n\n\t<div class=\"smform-fieldcont smform-fieldcontsingletext \" id=\"smform-fieldcont44561\" \n\t\tdata-key=\"smform-field44561\" \n\t\tdata-rule=\"disabled\" \n\t\tdata-ruleoperator=\"is\"\n\t\tdata-ruleaction=\"show\"\n\t\tdata-rulecmpvalue=\"\"\n\t\tdata-rulefield=\"\" >\n\n\t\t\t\n\t\t\t\t\n\t\t<label for=\"smform-field44561\" class=\"smform-field-label required \">Untitled (eng):<\/label>\n\n\t\t<input name=\"smFieldData[wpformfield20736]\" id=\"smform-field44561\"\n\t\t \tvalue=\"\"\n\t\t \tplaceholder=\"\"\n\t\t   \tclass=\"smform-control smform-controllabelpos required  smform-field-sizelarge\"\n\t\t   \ttype=\"text\" required  date-type=\"text\" \/>\n\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\n\n\n\n\n\n\n\t\t\n\t\t\n\t<\/div>\n\n\t\n\t\n\t<div id=\"smuzform-robot\" style=\"display: none\">\n\t\t<label>If you're not a fish leave this field blank:<\/label>\n\t\t<input name=\"smuztrapfish\" type=\"text\" style=\"display: none\" \/>\n\t<\/div>\n\n\t\n\t\n\t<div class=\"smform-submitbtn-cont\">\n\t\t<input type=\"submit\" value=\"Submit\" name=\"submitForm\" class=\"smform-submit\" \/>\n\t\t<div class=\"smform-ajax-spinner\">\n\t\t\t<div class=\"sk-circle\">\n\t\t        <div class=\"sk-circle1 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle2 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle3 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle4 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle5 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle6 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle7 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle8 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle9 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle10 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle11 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle12 sk-child\"><\/div>\n\t\t     <\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"smform-ajax-msg\"><p class=\"smform-ajax-msg-p\"><\/p><\/div>\n\n\t<input type=\"hidden\" name=\"_formId\" value=\"4456\" \/>\n\t<input type=\"hidden\" name=\"_returnLink\" value=\"https:\/\/optimal.ee\/en\/private-2\/accident-insurance\/\" \/>\n\n\t<input type=\"hidden\" data-formid=\"4456\" value='[]' id=\"smformstyle-4456\" class=\"smformstylehidden\" \/>\n\n\t\t\n<\/form>\n<\/div><\/div>\n<!-- \/module text -->\n                        <\/div>\n                                   <\/div>\n\t\t               <div  class=\"col3-2  sub_column module_column last sub_column_post_2556 sub_column_0-1-1-1\"> \n                                                              <div class=\"tb-column-inner\">\n                            \n\n    <!-- module box -->\n    <div  id=\"box-2556-sub_row_0-1-1-1-0\" class=\"module module-box box-2556-sub_row_0-1-1-1-0  \">\n                <div class=\"module-box-content ui   default \">\n            <p><strong>Easy and affordable way to insure everything that&#8217;s Dear to you!<\/strong><\/p>        <\/div>\n    <\/div>\n    <!-- \/module box -->\n\n\n\n    <!-- module box -->\n    <div  id=\"box-2556-sub_row_0-1-1-1-1\" class=\"module module-box box-2556-sub_row_0-1-1-1-1  \">\n                    <h3 class=\"module-title\">ATTENTION<\/h3>                <div class=\"module-box-content ui   default \">\n            <p>As a new product we can offer active leisure insurance coverage!<\/p><p>Whether you are driving on roller skates, skateboards, wakeboards or snowboards, surfing or doing other sports, either in winter or summer, we will ensure you, your lifestyle and equipment!<\/p><p>Your hobby is active and you know that no one is protected for the unexpected &#8211; the equipment will inevitably be damaged in the event of an accident. It should also be remembered that thieves always use the opportunity to grab equipment left unattended! No one can rule out such unforeseen situations, but we can protect you from unforeseen costs that will help you get back to your favorite sport more quickly.<\/p><p>Active leisure policy &#8211; this is your airbag all over the Baltics!<\/p><p>Choose an appropriate policy for only 39 or 49 euros a year! Depreciation is 0 EUR for each type of insurance.<\/p><p>Send us your insurance interest insurance@optimal.ee<\/p><p>The active leisure policy includes three main types of insurance coverage:<\/p><p>We assure you of your sporting equipment (includes the following risks: complete destruction of the equipment or theft, damage, including fire or natural disaster);<\/p><p>We assure you (includes the following risks: pain, expenses for treatment everywhere in the Baltics, disability, death),<\/p><p>We will assure you of liability if you cause damage to others or their property in the event of an accident.<\/p><p>If you are engaged in an active hobby, you know that nobody is protected from unexpected things. Also, the purchased equipment can not be protected from an accident, as they will inevitably be damaged as a result of falling. It should also be remembered that thieves always use the opportunity to grab unoccupied property! No one can rule out such unforeseen situations, but we can protect you from unforeseen costs that will help you quickly return to your favorite sport.<\/p><p>The offer is valid for physical persons and does not apply to professional sportsmen in the event of participation or training. Also, the offer for the following sports equipment will not be extended: hockey clubs, roller coasters and sailboats, if the damage amounts to less than 10% of the sail cost. The insurance coverage does not apply to activities that include jumps from heights, motor racing, motor sports, martial arts, scuba diving, sailboats, parasailing, ski racing, freestyle, BMX stunts or cycling trips.<\/p>        <\/div>\n    <\/div>\n    <!-- \/module box -->\n\n\n\n    <!-- module box -->\n    <div  id=\"box-2556-sub_row_0-1-1-1-2\" class=\"module module-box box-2556-sub_row_0-1-1-1-2  \">\n                    <h3 class=\"module-title\">HOW WE CAN BE USEFUL<\/h3>                <div class=\"module-box-content ui   default \">\n            <p>Easy and affordable way to secure everything that is dear to you!<\/p><p>Send us your question about the insured interest, or send an email to insurance@optimal.ee, and we can help you further in the future because the broker stands for the interests of the policyholder.<\/p><p>Accident insurance is defined by different companies and insurance risks as well, we will not waste your precious time, but we can describe how we can be useful here in the contract process.\u00a0We are quite often asked if travel insurance is sufficient if something happens to us in order to receive compensation?\u00a0Then we have explained that these are two separate topics, but both are essential and reasonable to conclude.\u00a0<\/p><p>Travel insurance = reimbursement of unexpected expenses, such as first aid costs, operating expenses, etc. Applies only when traveling (i.e. not valid in Estonia).<\/p><p>Accident Insurance = financial compensation and applies worldwide, including in Estonia.\u00a0Due to the fact that the terms of the accident insurance are different, the compensation principles and insurance premiums are different, and because of the identity of the policyholder, all people have different source data and insurable interest, then the easiest way is to ask for a bid from us!\u00a0<\/p><p>The contract provides the insurance feeling that if there is something unexpected about an insured person at the time of the contract, i.e., there is an insurance risk as a result of an accident, according to the nature of the insurance risk and the current agreement, the financial compensation paid to the insured person by the insurance company will be made.\u00a0Since the options and prices for accident insurance are very different, we recommend contacting our specialists who will look at the insurance offer you offer and it&#8217;s free. By concluding our loss of the necessary contract, we can always be in touch and provide support.\u00a0If you have also entered into a valid contract with us, it is a much more convenient and secure way to not forget about the timely extension of the contract, so that you send us your insurance benefit, that is, the policyholder and the insurance object. By concluding an agreement with us at suitable conditions and at the price, insurance law aid is also free of charge under the contract.\u00a0At the end of the contract, the policyholder will be contacted, the data will be mapped again and any changes that will be made. Again, the offer of comparative societies will be presented, we will talk about the conditions and changes in the insurance period under the conditions of the societies and we can renew the contract again safely!<\/p>        <\/div>\n    <\/div>\n    <!-- \/module box -->\n\n                        <\/div>\n                                   <\/div>\n\t\t                    <\/div>\n                <\/div><!-- \/themify_builder_sub_row -->\n                                        <\/div>\n                    \t\t<\/div>\n\t\t<!-- \/.tb-column -->\n\t\t\n\t\t\n                                <\/div>\n                                <!-- \/row_inner -->\n                        <\/div>\n                        <!-- \/module_row -->\n\t\t<\/div>\n<!-- \/themify_builder_content -->","protected":false},"excerpt":{"rendered":"<div id=\"smformcont-4456\">\n<form class=\"yui3-cssreset smform smform-labelpostop\" id=\"smform-4456\" method=\"POST\" action=\"https:\/\/optimal.ee\/wp-admin\/admin-ajax.php?action=smuzform-storage&method=submit&formId=4456&nonce=9b0e4a85dc\" role=\"form\" enctype=\"multipart\/form-data\" data-formid=\"4456\">\n\t\n\t<div class=\"smform-errors-cont\"><\/div>\n\t\n\t\n\t<legend class=\"smform-header\">\n\t\t\n\t\t<h3 class=\"smform-title\">FORM NAME (eng)<\/h3>\n\n\t\t<div class=\"smform-description\">\n\t\t\t<p><\/p>\n\t\t<\/div>\n\n\t<\/legend>\n\n\t\n\n\t<div class=\"smform-fieldcont smform-fieldconttextarea \" id=\"smform-fieldcont44560\" \n\t\tdata-key=\"smform-field44560\" \n\t\tdata-rule=\"disabled\" \n\t\tdata-ruleoperator=\"is\"\n\t\tdata-ruleaction=\"show\"\n\t\tdata-rulecmpvalue=\"\"\n\t\tdata-rulefield=\"\" >\n\n\t\t\t\n\t\t\n\t\t\n\t\t\t\t\n\t\t<label for=\"smform-field44560\" class=\"smform-field-label required \">Untitled (eng):<\/label>\n\n\t\t<textarea name=\"smFieldData[wpformfield18020]\" id=\"smform-field44560\" \n\t\t\tplaceholder=\"\" \n\t\t\tclass=\"smform-control smform-controllabelpos required  smform-field-sizelarge smform-control smform-controllabelpostextarea\" \n\t\t\trequired  \n\t\t\tdata-type=\"textarea\" \n\t\t\t><\/textarea>\n\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\n\n\n\n\n\n\n\t\t\n\t\t\n\t<\/div>\n\n\t\n\n\t<div class=\"smform-fieldcont smform-fieldcontsingletext \" id=\"smform-fieldcont44561\" \n\t\tdata-key=\"smform-field44561\" \n\t\tdata-rule=\"disabled\" \n\t\tdata-ruleoperator=\"is\"\n\t\tdata-ruleaction=\"show\"\n\t\tdata-rulecmpvalue=\"\"\n\t\tdata-rulefield=\"\" >\n\n\t\t\t\n\t\t\t\t\n\t\t<label for=\"smform-field44561\" class=\"smform-field-label required \">Untitled (eng):<\/label>\n\n\t\t<input name=\"smFieldData[wpformfield20736]\" id=\"smform-field44561\"\n\t\t \tvalue=\"\"\n\t\t \tplaceholder=\"\"\n\t\t   \tclass=\"smform-control smform-controllabelpos required  smform-field-sizelarge\"\n\t\t   \ttype=\"text\" required  date-type=\"text\" \/>\n\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\n\n\n\n\n\n\n\t\t\n\t\t\n\t<\/div>\n\n\t\n\t\n\t<div id=\"smuzform-robot\" style=\"display: none\">\n\t\t<label>If you're not a fish leave this field blank:<\/label>\n\t\t<input name=\"smuztrapfish\" type=\"text\" style=\"display: none\" \/>\n\t<\/div>\n\n\t\n\t\n\t<div class=\"smform-submitbtn-cont\">\n\t\t<input type=\"submit\" value=\"Submit\" name=\"submitForm\" class=\"smform-submit\" \/>\n\t\t<div class=\"smform-ajax-spinner\">\n\t\t\t<div class=\"sk-circle\">\n\t\t        <div class=\"sk-circle1 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle2 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle3 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle4 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle5 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle6 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle7 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle8 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle9 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle10 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle11 sk-child\"><\/div>\n\t\t        <div class=\"sk-circle12 sk-child\"><\/div>\n\t\t     <\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"smform-ajax-msg\"><p class=\"smform-ajax-msg-p\"><\/p><\/div>\n\n\t<input type=\"hidden\" name=\"_formId\" value=\"4456\" \/>\n\t<input type=\"hidden\" name=\"_returnLink\" value=\"https:\/\/optimal.ee\/en\/private-2\/accident-insurance\/\" \/>\n\n\t<input type=\"hidden\" data-formid=\"4456\" value='[]' id=\"smformstyle-4456\" class=\"smformstylehidden\" \/>\n\n\t\t\n<\/form>\n<\/div>\n","protected":false},"author":1,"featured_media":0,"parent":2489,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/optimal.ee\/en\/wp-json\/wp\/v2\/pages\/2556"}],"collection":[{"href":"https:\/\/optimal.ee\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/optimal.ee\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/optimal.ee\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/optimal.ee\/en\/wp-json\/wp\/v2\/comments?post=2556"}],"version-history":[{"count":5,"href":"https:\/\/optimal.ee\/en\/wp-json\/wp\/v2\/pages\/2556\/revisions"}],"predecessor-version":[{"id":5291,"href":"https:\/\/optimal.ee\/en\/wp-json\/wp\/v2\/pages\/2556\/revisions\/5291"}],"up":[{"embeddable":true,"href":"https:\/\/optimal.ee\/en\/wp-json\/wp\/v2\/pages\/2489"}],"wp:attachment":[{"href":"https:\/\/optimal.ee\/en\/wp-json\/wp\/v2\/media?parent=2556"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}